Thursday, December 26, 2019

Reflection - 1649 Words

This assignment is a reflection on what I have learned over the past ten weeks, as I have almost completed my first semester and I have grown and learnt more than I thought possible. I will outline my area of expertise and how they have changed over this short period. I will discuss my current knowledge of the online environment and how it has advanced. I will demonstrate how being introduced to certain principles have given me a clear understanding of particular unit goals I would like to achieve, which will pave the pathway in completing my course goals. I will reflect on lessons learnt throughout this unit, and how they will help advance me throughout my degree and assist me in becoming a primary teacher. Coming into this degree, I†¦show more content†¦I learnt these principles are an essential component of tertiary education, and it is paramount I learn them early on as I will be required to use them throughout my studies. My area of expertise has changed since commencing this course. I have grown and strengthened many of my skills but also learnt new ones to ensure my success throughout my degree. Although my experience has given me great awareness into the online environment, I have quickly discovered there is more to learn and understand. My background is training material that is very black and white with only one correct answer. And after reading module six, â€Å"models of learning,† I learnt that I was using the transmission model of education. This is where I (the trainer) transfer my knowledge to the student (Leslie Owen Wilson, 2017). However, I now understand that learning in the 21st century is rapidly changing. Vygotsky theory of social constructivism and the usefulness of collaborating online is essential for me as a student currently completing MY degree online. Social constructivism suggests we learn better when we are engaging socially. It allows us to share ideas, knowledge, and information within the team and grow from our learnings (David, 2014). Through the weekly activities, I learnt I must continue to remain actively involved in group exercises, cl assroom forums, and online discussions so I am not feeling alone or isolated. After reading â€Å"learning in the digital age† and watching the videoShow MoreRelatedReflection1650 Words   |  7 PagesIan-Bradley Tancred This essay analyses and describes what reflection is and how it supports your personal and professional learning. It elaborates upon how and why recognizing your strengths and weaknesses are important and how they can enhance lifelong learning. It describes what arguments and assertions are, what the differences are between them and which one is better. Debnath describes reflection as a means of self-examination to learn from knowledge and experiences which will help transformRead MoreReflection1479 Words   |  6 PagesReflections Both simple and complex reflections were used. A simple reflection used towards the beginning of the interview transpired into, â€Å"pretty active out doing a lot of things.† Alternatively, a complex reflection used when reflecting on Sarah’s feelings about what her friends think about her not socializing subsisted of, â€Å"it bothers you thinking about them, wondering about your intentions.† I used twice as many complex reflections as simple reflections. Unfortunately, I should have usedRead MoreReflection On The Word Reflection 701 Words   |  3 PagesFor me the word ‘reflection’ means taking time to really dig deep into my thoughts, to contemplate something meaningful and significant, to make a decision that often involves me and my future. It has a personal and emotional connection. Daudelin (1996) uses the word ‘reflection’ to encourage managers to create time to recognise the value of learning from past and current work s ituations (‘experience’) and to adapt this learning to new situations. I would prefer to choose the words ‘thought’ or ‘consideration’Read MoreReflection1218 Words   |  5 PagesReflection on your personal development Reflection is a major factor in developing self-awareness to improve services provided to everyone around me, this is to develop my own understanding in realising the good and bad made previously. Moving forward with a better understanding, as well as rectifying the mistake whilst recognizing the good points, (Horton-Deutsch and Sherwood, 2008). Working in a domiciliary setting and visiting vulnerable adults within their homes, I am constantly tryingRead Morereflection703 Words   |  3 Pageshelpful/ inspiring. Your completed template form and content should be a CRITICAL reflection of the paper/ chapter content but NOT merely summarize what you have read. TEMPLATE FOR REFLECTIONS ON EXPERIENCES DATE: PLACE: The experience 1. What experience are you reflecting on (class session, project group meeting, particular piece of reading, other)? Give a brief account of this experience. 2. 3. Reflections on Experience 4. 2. Looking back, what was particularly memorable/ interestingRead MoreReflection Of Illusion1635 Words   |  7 Pages Shattering a Reflection of Illusion I stare blankly at the blinking caret. Propped up snugly against three quilted pillows and one calculus textbook is my laptop. To be more specific, a laptop opened to an empty Microsoft Word document. Writing a speech is no easy task, but writing a valedictory address is like playing darts with spaghetti. Humbly accepting the position as the class valedictorian, I have been graced with the task of writing an excerpt that would fill my classmates’ hearts withRead MoreNursing reflection.12855 Words   |  52 PagesReflective Essay This essay will look at reflection on a critical incident that has promoted a positive outcome. It is not a very major incident but it stands out as it has a potential for learning. This essay will identify and explain Johns (1994) model of reflection and explain what reflection is and why reflective practice is necessary and how it can be used. Schone (1983) recommended reflection on critical incidence as a valuable term, sited in Ghaye and Lillyman (1997) a critical incidentRead MoreReflection Essay1616 Words   |  7 Pagesintegral part of nursing. It will also demonstrate how reflection enabled me to make sense of and learn from this experience, as well as identify any further learning developments needed to improve my practice and achieve the level of competency needed for when I qualify as an assistant practitioner. While discussing the knowledge underpinning practice, evidence based literature will be reviewed to support my discussion and for the purpose of reflection the essay will be written in the first person. SpouseRead MoreReflection On Self Development Through Reflection1854 Words   |  8 Pagesthrough reflection is a key issue of education and learning (Kennison, 2012), where you learn through experience (Tashiro, Shimpuku, Naruse and Matsutani, 2013), learn to self-evaluate (Duffy, 2013), identify gaps in knowledge and detect where further training or study is required to improve practice (Olarerin, 2013). Ultimately reflection is thought to be constant learning from practice, thus refining knowledge and experiences and putting them into practice (Naidoo, 2013). Within my reflection examplesRead MoreReflection Essay781 Words   |  4 PagesI determined that I needed a new interest, something to keep my mind engaged and challenged. I enrolled in the Doctor of Business Administration (DBA) through the Columbia Southern University (CSU) just for fulfillment. This reflection assignment exercise proves to be the catalyst for my future college endeavors. The assignment to reflect on DBA program dreamed of taking steps towards realizing those ideas and course accomplishments right now. Due to time some course assignments, I will embrace,

Tuesday, December 17, 2019

Neoliberalism, A Very Short Introduction Essay - 1360 Words

Neoliberalism, A Very Short Introduction Manfred B. Steger and Ravi. K. Roy Book Review ABSTRACT Neoliberalism a Very Short Introduction, is an excellent and concise presentation of the history and development of neoliberal ideas. During the 1980s and 1990s, the revival of the liberal ideas was known as neoliberal. They spread around the world in a variety of size, forms and colors depending who, where and how implemented them. The Washington Consensus IMF, World Bank supported neoliberal ideas in the name of globalization and free markets, but at the end only benefited the insatiable greed of big financial institutions and multinational corporations. An important part of these paper was dedicated to identify where this†¦show more content†¦On the second revival of liberal ideas, President Clinton and Premier Blair promoted a half way approach to liberal ideas while they incorporated parts of a social progressive agenda associated with the left.5 While Clintons strategy was known as market globalism, Blairs policy was known as Third Way. 6 According to Steger et al, during the his administration President Clinton, †¦undertook some of the most comprehensive deregulatory reforms of the 20th century. For example, the Financial Services Modernization Act of 1999 removed the legal divisions between commercial and investment banking as well as those between insurance companies and brokerage houses, thus scrapping one of the major Keynesian regulations of Franklin Delano Roosevelt’s New Deal. The potential dangers of such profound deregulations of the finance sector would not become fully apparent until the global financial crisis of 2008–9.7 On the other hand, Blairs Third Way highlighted †¦global cooperation and consensusbuilding through international institutions. 8 In addition, Blair New Labour ideas were 4 Manfred B. Steger and Ravi K. Roy, Neoliberalism, 21. 5 Ibid, 31-51. 6 Ibid, Preface. 7 Ibid, 61. 8 Ibid, 51. 4 supported by social progress of individual attainment, which translated on the successful development of the private sector.9 Additionally, Blair developed the idea that government responsibility toShow MoreRelatedReducing the Impact of Non-recycled Waste Products Essay example1582 Words   |  7 PagesIntroduction: Waste For Life, a non-for profit organisation consisting of scientists, engineers, educators, architects, artists, designers and cooperatives aim to establish idea that develop poverty-reducing solutions to specific ecological problems. (Baillie Waite, 2014) Waste For Life does not manage projects but effectively facilitates other groups, for example the carteneros in this case. â€Å"With this project, Waste For Life’s twin goals are to reduce the damaging environmental impact of non-recycledRead MoreNeoliberalism and Australia Essay2526 Words   |  11 Pages The role of globalization has had a major influence on society and the world, and this essay will argue it has resulted in cultural homogenization. This can be illustrated through an introduction to globalization, the consolidation of media, ownership and vested interests, world standardization and neoliberalism, politics and the media and public service media. Examining the different views of globalization, including Appadurai and McChesney as well as other sources it can be clearly understoodRead MoreCritique of Milton and Rose Friedman, Free to Choose.1587 Words   |  7 Pagesexchange is a necessary condition for both prosperity and freedom. Carefully examine the assumptions about ‘power, ‘choice and ‘market efficiency that underpin his claim. Give reasons for your agreement or disagreement with him. This essay is a short critique of the theory by Milton and Rose Friedman, Free to choose: A personal statement, focusing on chapter 1. I will argue that Friedman is right in saying, Â… voluntary exchange is a necessary condition for both prosperity and freedom but thatRead MoreIceland : A Small Island Country1945 Words   |  8 PagesIntroduction Iceland is a small island country located in the North Atlantic Ocean with only 300,000 populations in a country. They had almost no contact and relationship with other countries within 1000 years. However, throughout the 1990s and early 2000s, Great changes had taken place in Iceland. The average Icelander became 300% wealthier from 2003 to 2006, and all three of Iceland’s major banks which are Kaupthing, Landsbanki and Glitnir had developed from tiny saving banks in the 1990s to becomeRead MoreCritically Compare and Contrast Modernisation Theory and Neoliberalism1791 Words   |  8 PagesCrCritically Compare and Contrast Modernisation Theory and Neo-Liberalism Introduction The two theories which shall be compared are the modernisation theory and Neo Liberalism. The modernisation theory is a market oriented development theory which states that low income countries can develop economically if they give up their traditional ways which often can be dated back centuries and take on more modern economic principles, technologies and cultural values which comprise of an emphasis on productiveRead MoreImpact of Micro-Finance on Economic Development Essay3752 Words   |  16 PagesIntroduction In both developing and emerging economies, microfinance has vastly and increasingly been seen as one of the most important means for enhancing the lives of the poor and therefore a major tool for economic and social development mostly in rural areas. Lately, contrary to this widespread belief, critics have raised eyebrows against this growing popularity of microfinance as a major tool for enhancing economic development. Contrary to belief, they are of the opinion that microfinance isRead MoreThe Creation Of The World Bank1999 Words   |  8 Pagesprivatization and foreign direct investment have been a detriment to these countries. What needs to be done now is a shift away from these policies to allow restoration in African economies through fair and equal participation in the world market. Because neoliberalism emphasizes the private control of state owned enterprises it creates a system of an exploitative nature. As of now, the question remains for African societies: At whose expen se do developed nations continue to grow? Works Cited Bennell, PaulRead MoreThe Primary Goal of a Firm Has Been Held Out to Be Shareholder Wealth Maximization Which Translates to Maximizing Stock Prices. in Light of This Statement, Do You Think Firms Have Any Responsibility to Society?2898 Words   |  12 Pagesresponsibility to society? BY Akanji Emmanuel olusegun BSU/MS/MBA/08/3104 FACULTY OF MANAGEMENT SCIENCE MASTER OF BUSINESS ADMINISTRATION (MBA) BENUE STATE UNIVERSITY MAKURDI. AUGUST,2010 1.0 Introduction: The fundamental economic role of business is to make profit and to maximize shareholders wealth. Therefore, this primary objective is carried out in the society. Firms Operations are not performed in a vacuum but in an environment. Business OrganizationsRead MorePrecarious Employment2344 Words   |  10 Pagespeople are confronted with the difficulties of negotiating a labour market that is precarious and exploitative. There are major difficulties of entry, especially into full-time work in the formal and informal waged economic spheres. Introduction This essay will discuss why young people are two to three times more likely than adults to find themselves unemployed and why the problem is rapidly growing in almost every region of the world. Although young people today are the most educatedRead MoreEconomic Systems : How Do They Succeed Or Fail? Essay2910 Words   |  12 PagesEconomic Systems: How do they succeed or fail? I - Introduction Throughout history, the world has seen the emergence of different economic systems, inspired by some of the brightest minds in the economic field. However, not all economic systems functioned as depicted by their creators, and ended up failing. In this paper, I am going to analyze how every economic system failed or succeeded in a particular set of countries, according to the criterion used and explained in the previous paper. To do

Monday, December 9, 2019

Corporate Finance for Federal Reserve Bank -myassignmenthelp.com

Question: Discuss about theCorporate Finance for Federal Reserve Bank. Answer: Depicting how discount rate is derived and evaluating its significance in relation to other factors Discount rate is mainly identified as the moral interest that is used by commercial and other financial depositories for loans received from Federal Reserve Bank. The discounting rate directly indicates the relevant interest rate, which could be used for identifying the discounted cash flow. The main factors and benefits that could be portrait by the discount rate is relevant evaluation of an investment opportunity. Discounting rate is directly used by companies for identifying the overall future cash flows value in present time. This directly helps the management to meet adequate investment decisions, which could in turn generate the required level of income and stability within the organisation. Jarmolowicz et al. (2014) mentioned that evaluation of adequate discounting rate directly allows the organisation to identify the benefits that could be provided by different investment and choose the most appropriate investment opportunity. Evaluating the alternatives for depicting the effect on price per share and shareholders wealth: Dividend payment Value Share price $ 116.00 Expenses $ 13,325.00 outstanding shares 5,125 Alternative share price $ 113.40 Alternative share price $ 113.40 Dividend $ 2.60 Shareholder's wealth $ 116.00 Share repurchase Value Expenses $ 13,325.00 Number of share repurchase 115 Share price $ 116.00 Shareholder's wealth $ 116.00 From the overall evaluation alternative share price is mainly at $113.40, while the shareholder wealth is mainly at $116. On the other hand, using share repurchase could eventually make the share price constant, where both share price and shareholder wealth will be at $116. Depicting the EPS and PER of Mustangs under two different scenarios: Dividend payment Value Alternative share price $ 113.40 EPS $ 4.25 P/E ratio 26.68 Share repurchase Value EPS $ 4.25 outstanding shares 5,125 Number of share repurchase 115 Actual outstanding shares 5,010 New EPS $ 4.35 Share price $ 116.00 New EPS $ 4.35 P/E 26.68 Depicting in real world scenario the actions that could be recommended: From the evaluation of both scenarios share buyback is not recommended for you would purposes, as it directly reduces the overall cash availability of the company while declining the number of circulated shares. On the other hand, dividend payment is one of the reliable opportunities that could be conducted by the company. However, share buyback would eventually increase demand for the company while decreasing its capability to acquire more projects. From the overall evaluation dividend payment is mainly considered to be one of the most viable actions, which is conducted by the company. Hence, the dividend payment needs to be conducted by the company. Discussing whether companys dividend policy is not as important as its capital structure policy: The statement indicating that company's dividend policy is not as adequate as company's capital structure policies is relatively adequate. The companies with strong capital structure are mainly able to generate the required level of income by investing in adequate projects. This could eventually help in providing relevant dividends by the company as they have strong capital structure to support the dividend expense. Companies with dividend policy could eventually end up losing the required level of capital for expansion and growth process. Therefore, it is important for companies to increase their capital structure and generate the required level of profits from operations. Travlos, Trigeorgis and Vafeas (2015) mentioned that the use of adequate capital structure policy could eventually help in strengthening the financial capability of the organisation, while improving its ability to compensate and acquire more projects, which could help in attaining sustainable growth. Depicting the process and amount by which increment in income could be conducted without increasing the risk: Helena's Health Food Earnings before interest 20,000 Market value of debt 58,000 Kd 5.50% Ke 13% Market value of equity 143,818 Actual Total market value 201,818 Equilibrium value 181,818 WACC 5.32% Investment 2,876.36 Expected increment in income 152.93 Total amount received 3,029.29 Depicting the potential advantage and disadvantage to a companys owner for increasing proportion of debt in capital market: There is relevant advantage for increasing debt in an organisation, as it might help in reducing the overall tax expenses and increasing the retained income of the organisation. The relative use of debt could eventually help in fixing the overall expenses that needs to be conducted by the company for acquiring the capital to complete their endeavours. However, there are limitations of using excessive debt, as it increases the overall insolvency condition of the organisation. Moreover, the use of debt could also increase the interest payments, which might claw into the profits of the organisation (Graeber and Piketty 2014). Depicting how much has Connor made or lost: Particulars Value 90 day future contract 93.67 Close out position value 92.46 Face value 1,000,000 Contract number 5 Actual investment 468,350,000 Close out position 462,300,000 Loss in transaction (6,050,000) Depicting how much has Milly made or lost in total: Particulars Value 10-year bond futures 94.69 Close out position value 96.02 Face value 100,000 Contract number 2 Actual investment 18,937,000 Close out position 19,204,000 Profit in transaction 267,000 Depicting how much has Michelle made or lost in total: Particulars Value SPI 200 futures 5,350.00 Close out position value 5,480.00 1 Contract number 5 Actual investment 26,750 Close out position 27,400 Profit in transaction 650 Explaining the determinants of future prices and factors that might cause future market price at maturity to be different from the spot market prices: The key determinants of the future prices can be identified from the volatility in capital market. The relevant changes in the future prices if due the continuous shift in the demand and supply of shares. In addition, the factors that might cause the future market price at maturity to be different from spot prices are the continuous trading from investors, changes in volatility, and demand perception of investors. These factors mainly result in the difference in spot and future prices of stocks (Rezende and Richardson 2015). Calculating theoretical value of a right to one new share: Particulars Value Share price 24.00 Subscription price 21.10 Issue 4.00 Number of shares required 1.00 Value of the right in cents 1.45 Calculating ex-rights price and the amount of right per share: Particulars Value Share price 24.00 Subscription price 21.10 Issue 4.00 Value of introduced shares 84.40 Market value of 5 shares 108.40 Therefore theoretical ex-right share value 21.68 Depicting what will happen if subscription price was $26: If the overall subscription price was $26, while the shares were trading in the market for the value of $24, then there will be no buyers for the stock. This is mainly demand and supply concept, were the overall subscription needs to be lower than market prices, as it will instigate the investors to opt for the issued shares. Depicting the minimum possible subscription price: According to theory, the minimum possible subscription price, which could be provided by the company, needs to be greater than $0. Discuss if company conducts share issue then overall value of investors shareholding is reduced: The relevant investment is only true if investor does not take part in the right issue, which could in turn affects its overall shareholding in the company. In addition, the increment in shares would eventually raise the overall supply, while demand among investors would remain unchanged. This could directly result in declining share value and affect shareholding of the investor. Gielens et al. (2017)mentioned that share price of the company is mainly derived from the rising demand and supply of shares in the market. Describing and evaluating the range of agency relationships that exist for an incorporated entity, while describing the extent to which value is incorporated in the entity: Agency relationship is one of the essential factors that allow the organisation to work smoothly, as it helps in controlling the old activities of the organisation. Agency relationship is integrated in operations and existence of a corporate entity, as it helps the organisation to effectively conduct its daily operations. The range of agency relationships starts from the production facility, while moving towards office, sales and representative facilities of the organisation. The organisations without the help of agency relationship are not able to improve productivity, as it helps in smoothing their daily operations. Bodie (2013) mentioned that managers of an organisation are mainly responsible for building relationship with the workers, which could help in smoothly finishing the production capacity of the organisation. Agency relationship directly indicates that all the managers have to act according to the duties without pursuing their personal interest. This Agency relationship mainly allows the organisation to conduct all the relevant activities that is needed for improving their overall productivity. The agency relationship is mainly identified as legal right or authority that is provided by the organisation to personal in the management for controlling its overall activities. Use of agency theory directory allows the organisation to accumulate relevant individuals, which could help in conducting its operations. In addition, the agency theory directly acts on behalf of the organisation as a third party, All the relevant dealings and creating a fiduciary relationship. Hoenen and Kostova (2015) stated that agency relationship can be conducted on both oral and written form, where adequate person needs to be selected for the job. On the other hand, Hannafey and Vitulano (2013) argued that without a dequate check the overall agents could use manipulator and unethical measures in acquiring wealth and reducing productivity of the organisation. The identified agents of an organisation could adequately increase both sales and productivity of the company. The incorporated organisations have relevant management and directors were responsible for making relevant decisions. However, due to increased operations the managers need to appoint relevant representatives such as agent, which could take relevant decisions on behalf of the company. Without the help of agency relationship organisations will not be able to expand and grow, as minor decisions needs to be conducted by a relevant representatives of the organisation (Pepper and Gore 2015). In addition, companies with agent relationship are able to increase the operation is capability, as the agents conduct dealing on behalf of the organisation References and Bibliographies: Bodie, Z., 2013.Investments. McGraw-Hill. Gielens, K., Geyskens, I., Deleersnyder, B. and Nohe, M., 2017. The New Regulator in Town: The Effect of Walmart's Sustainability Mandate on Supplier Shareholder Value.Journal of Marketing. Graeber, D. and Piketty, T., 2014. Soak the Rich: An exchange on capital, debt, and the future.The Baffler, (25), pp.148-154. Hannafey, F.T. and Vitulano, L.A., 2013. Ethics and executive coaching: An agency theory approach.Journal of business ethics,115(3), pp.599-603. Hoenen, A.K. and Kostova, T., 2015. Utilizing the broader agency perspective for studying headquarterssubsidiary relations in multinational companies.Journal of International Business Studies,46(1), pp.104-113. Jarmolowicz, D.P., Cherry, J.B.C., Reed, D.D., Bruce, J.M., Crespi, J.M., Lusk, J.L. and Bruce, A.S., 2014. Robust relation between temporal discounting rates and body mass.Appetite,78, pp.63-67. Pepper, A. and Gore, J., 2015. Behavioral agency theory: New foundations for theorizing about executive compensation.Journal of management,41(4), pp.1045-1068. Pradhan, R.S., Shrestha, R., Bhandari, S., Limbu, P., Acharya, R. and Maharjan, S., 2016. Impact of firm capital structure decisions on debt agency problem: Evidence for Nepal.Nepalese Journal of Finance,3(1), pp.1-12. Rezende, M.L. and Richardson, J.W., 2015. Economic feasibility of sugar and ethanol production in Brazil under alternative future prices outlook.Agricultural Systems,138, pp.77-87. Travlos, N.G., Trigeorgis, L. and Vafeas, N., 2015. Shareholder wealth effects of dividend policy changes in an emerging stock market: The case of Cyprus.

Monday, December 2, 2019

Muslim Vs. Muslim Essays - Monotheistic Religions, Islam, Haram

Muslim Vs. Muslim It may seem similar and it may not, but what we do know, is that they both believe that they are Muslims. The Islamic beliefs of the black American male and the males of the Middle East are the same. My argument lies in the question of whether or not Africans can call themselves true Muslims, believers and followers of the Islamic faith. To be considered a true Muslim you must follow the rules and regulations of the Islamic faith. What is Islam? Islam is defined as the complete acceptance of and obedience to the teachings of Allah (I. A. Ibrahim 45) As a Muslim you are to believe in Allah, who is incomparable. He has no son nor does he have a partner, he is unique and he is one. You shall not worship, magnify, or pay tribute to any other, for all others are false. Yet we see otherwise in Africans who call themselves Muslims. In John S. Mbiti's book, Introduction to African Religion he states traditional African beliefs mixes those of Islam to suit the requirements of the people concerned so they get the best out of both religions (188-189). How can one say such a thing? To believe in something is to fight for it, is to die for it. You can not get the best of a religion if you do not fully believe in it. You should not adopt the way of dress and some other cultural forms (Mbiti 189), just to suite a community. Religion is something that is held dear to the heart of many people and to mix and mingle them does not allow you to truly believe in one. When you convert to a religion it is not to convert halfway, it is not to convert three- fourths of the way, but to convert all the way. It is stated that even if Africans convert to another religion, they do not completely abandon the traditional religions (Mbiti 14) Here we see that the first real defiance has already occur. By mixing the two would not you be doing an injustice to the true believers of the Islamic faith and defying Allah the leader of the Islamic faith. in addition, are you not doing an injustice to the rites and rituals to the Gods, Spirits, and Divinities of the African religion? How can you please the leader/leaders of these separate religions if you are not even following them fully with your heart, mind, body and soul? I can not see how you can be a true religious follower or worshiper of any sort if you do not believe with all of you. If we look at the Hausas of the Habe kingdom in northern Africa we can see despite their nominal adherence to Islam, they continue to practice spirit possession and animal sacrifice. They eat pork, let their women appear in public unveiled, engage in prohibited degrees of marriage, and practical matrilineal inheritance (Ray 179) Islamic practices set strict standard and regulations that Muslims must follow. It is without a doubt that the Hausas have sin. They knowingly and continuously practice what is Al-Haram. Al-Haram is something that is unlawful or prohibited. As we have witnessed it is without a doubt, a sin to worship any other, but Allah. Furthermore, they commited and engaged in five more sins against the Islamic creed. It is Haram (strictly prohibited) to eat flesh of dead animals, that died of natural causes or had been strangled, beaten, or partly eaten by a wild beast (Elmastry 78). Animals must also be slaughtered by a sharp object so that the animals are able to bleed from their blood vessels. It is also Haram to eat any swine, pork of any sort. Before being slaughtered Allah's name must be mention for giving such bounty (Elmastry 78). It is Haram for woman to wear clothes that is transparent and body tight, they are also to have their body covered, leaving only their hands and face to be seen (Elmastry 79). It is also Haram for men to take any of their wive's money or property before you marry, during the marriage and after marriage. It is solely the mans responsibility to